49 Chambers, formerly known as the Emigrant Industrial Savings Bank Building and 51 Chambers Street, is a residential building at 49–51 Chambers Street in the Civic Center neighborhood of Manhattan in New York City. It was built between 1909 and 1912 and was designed by Raymond F. Almirall in the Beaux-Arts style. The building occupies a slightly irregular lot bounded by Chambers Street to the south, Elk Street to the east, and Reade Street to the north.